Agreements as filed with the CFPB. Not an offer of credit. How we read them
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San Diego County Credit Union

SDCCU Share Secured Visa Classic - San Diego County Credit Union

A San Diego County Credit Union card, with the issuer's own application link and an honest account of what its filed agreements do and do not tell you about the price.

SDCCU Share Secured Visa Classic credit card from San Diego County Credit Union
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Takes you to San Diego County Credit Union. We are not the lender.

SDCCU Share Secured Visa Classic is issued by San Diego County Credit Union. The button below hands you to the issuer's own application.

Apply now San Diego County Credit Union agreements on file

Applications are handled by San Diego County Credit Union, not by us. We do not take applications, we are not the lender, and we cannot say whether you would be approved.

Disclosed rates and fees

We are not showing a rate table for this card. San Diego County Credit Union files its cardholder agreements with the CFPB under document names rather than product names — “pricing addendum”, “pricing info” and the like — and none of those filings names SDCCU Share Secured Visa Classic closely enough for us to be certain which document governs it.

Printing another agreement's APR against this card would be worse than printing nothing, so we have printed nothing. Every agreement San Diego County Credit Union has on file is listed on its issuer page, each with the rates and fees that document does disclose.

The filings themselves:

Where these facts come from

The card name, the image and the application link on this page were read from San Diego County Credit Union's own website (product page). The rates and fees, where we show them, come from a different source entirely: the cardholder agreement the issuer filed with the Consumer Financial Protection Bureau.

Those two sources can disagree, and when they do the issuer's current offer is the one you would actually get. A filed agreement is a snapshot of the terms at the moment of filing; it is the best public record of what a card costs and it is not a quote. Read San Diego County Credit Union's current disclosure before you apply.

We join a filing to a product only when the names match on every meaningful word. Issuers file documents, not cards, so a great many filings cannot be tied to any one product — and an agreement attached to the wrong card would misstate the price of borrowing money. How we read the filings.

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