1st Advantage World Mastercard is issued by 1st Advantage Federal Credit Union. The button below hands you to the issuer's own application.
Apply now 1st Advantage Federal Credit Union agreements on file
Applications are handled by 1st Advantage Federal Credit Union, not by us. We do not take applications, we are not the lender, and we cannot say whether you would be approved.
Disclosed rates and fees
We are not showing a rate table for this card. 1st Advantage Federal Credit Union files its cardholder agreements with the CFPB under document names rather than product names — “pricing addendum”, “pricing info” and the like — and none of those filings names 1st Advantage World Mastercard closely enough for us to be certain which document governs it.
Printing another agreement's APR against this card would be worse than printing nothing, so we have printed nothing. The issuer's own application, linked above, shows the rate you would actually be offered, and 1st Advantage Federal Credit Union's filed agreements are listed below and on its issuer page.
The documents 1st Advantage Federal Credit Union has on file:
- Mastercard Consumer Agreement (PDF) — no rates disclosed in this document
- Mastercard Consumer Disclosure (PDF) — purchase APR 10.15%–17.95%
Analysis
1st Advantage World Mastercard is a credit card from 1st Advantage Federal Credit Union. The issuer lists the card but does not publish its rates or fees on the page where it appears.
What the issuer does not publish
1st Advantage Federal Credit Union lists this card without publishing its pricing — not the purchase APR, the annual fee, the foreign transaction fee and the late payment fee, nor anything else we can read. That is common among smaller credit unions, where rates are quoted at application or vary by member.
The rates and fees for any card are disclosed in full before you submit an application, and the issuer has to give them to you then. If you want them beforehand, the issuer's cardholder agreements filed with the CFPB are linked on this page.
In short
There is not enough published pricing here to judge what this card costs. Treat the application disclosure as the first real information you will get, and read it before you submit.
Where these facts come from
The card name, the image and the application link on this page were read from 1st Advantage Federal Credit Union's own website (product page). The rates and fees, where we show them, come from a different source entirely: the cardholder agreement the issuer filed with the Consumer Financial Protection Bureau.
Those two sources can disagree, and when they do the issuer's current offer is the one you would actually get. A filed agreement is a snapshot of the terms at the moment of filing; it is the best public record of what a card costs and it is not a quote. Read 1st Advantage Federal Credit Union's current disclosure before you apply.
We join a filing to a product only when the names match on every meaningful word. Issuers file documents, not cards, so a great many filings cannot be tied to any one product — and an agreement attached to the wrong card would misstate the price of borrowing money. Those unmatched documents no longer get pages of their own on this site: a page named after a PDF is not something a reader can use. They remain published as documents, linked from this page and from the issuer's. How we read the filings.
Other cards from 1st Advantage Federal Credit Union
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1st Advantage Rewards Mastercard
1st Advantage Federal Credit Union
- Terms
- Not disclosed to us
-
1st Advantage Standard Mastercard
1st Advantage Federal Credit Union
- Annual fee
- $0
Every 1st Advantage Federal Credit Union card and filed agreement →
Where this card sits
Comparison lists this card qualifies for: