Before you read the numbers.
The purchase rate was read from a row the document did not label explicitly, so it carries more uncertainty than the other figures here.
Disclosed rates and fees
Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.
| Purchase APR | 18% |
|---|---|
| Grace period | 25 days |
| Network | Visa |
Analysis
This Adventure Credit Union filing resists summarising: the standard rate and fee disclosures are not present in readable form. The PDF is the source of record.
What could be read, and what could not
Very little of this filing parsed into structured terms — only a handful of fields could be read with any confidence.
Known terms amount to a purchase APR of 18% and a 25-day grace period, and no more than that.
There is no honest way to extend this analysis without inventing figures, so it ends here. The agreement Adventure Credit Union filed is linked above and is the place to go.
What you cannot learn from the filing
Absent from the captured terms: anything about cash advances, balance transfer terms, an annual fee and a foreign transaction fee. The original document is the place to look for any of these.
What this analysis can address is bounded by the filing: rates, fees and the terms around them. Everything a card issuer might advertise — rewards, benefits, bonuses, who qualifies — falls outside the document and outside this review.
Go to the source
The filed PDF is linked from this page and runs two pages. It is the authority for every figure summarised above; where this page and the document disagree, the document is right.
In short
No useful cost comparison is possible from what this document yields. The PDF is the only source worth consulting for these terms.
The source document
This page is a reading of one document: the cardholder agreement Adventure Credit Union filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.
Applications are handled by Adventure Credit Union, not by us. We do not take applications and cannot say whether you would be approved.
Other cards from Adventure Credit Union
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Visa Platinum Credit Card Account Opening Disclosure
Agreement filed with the CFPB
- Purchase APR
- 9%
- Annual fee
- $0
- Foreign tx fee
- 1%
Where this card sits
Groups this agreement qualifies for, by its own disclosed terms:
Comparable cards from other issuers
Closest disclosed purchase APR among cards in the same groups.