Credit Cards With a 25-Day Grace Period or Longer

What is in this list

Filings disclosing a grace period of 25 days or more on purchases. Paying the statement balance in full inside the grace period avoids interest on purchases.

1,983 agreements from 433 issuers qualify, selected only on what their filings disclose. A card is here because its own document put it here — nothing on this page is included or ordered by arrangement with an issuer.

Credit Cards With a 25-Day Grace Period or Longer

Ordered by disclosed terms. Showing the first 150 of 1983.

• OPFCU Credit Card 18% Account Opening

  Omaha Police Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• OPFCU Credit Card 8 99 Account Opening Disclosure

  Omaha Police Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• OPFCU Credit card 9 99 Account Opening

  Omaha Police Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Solicitation agreement Visa Line of Credit Pricing Information

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Intro APR

  1.9%

  Foreign tx fee

  1%

• Solicitation agreement Visa Line of Credit Pricing Information

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%

  Intro APR

  1.9%

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Solicitation Form 10

  Fibre Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• 10 31 2025 Solicitation Disclosure Proof

  Orsa Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.99%–24.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  0.9%

• APP & SOL intro rate & NO BT

  Alpena-Alcona Area Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Application & Solicitation with BT & INTRO

  Alpena-Alcona Area Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Cato Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• CC Application & Solicitation Agreement 06

  Visions Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• CC Application & Solicitation Agreement 09

  Visions Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• CC Application & Solicitation Agreement 12

  Visions Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• CC Application & Solicitation Agreement 12

  Visions Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• Cedar Hill National Bank Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Cedar Hill National Bank Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Cedar Hill National Bank Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• CFPB Asd

  Skyla Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.9%–17.95%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• CFPB Asd

  Skyla Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.9%–17.95%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• CFPB Asd

  Skyla Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7.9%–17.95%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• CFPB Credit Card Rate Information

  Skyla Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.65%–17.95%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Consumer Credit Card Agreement and Disclosure

  Alltru Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

• Credit Card Account Opening disclosure with BT CLASSIC

  Alpena-Alcona Area Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Credit Card Account Opening disclosure with BT PLAT

  Alpena-Alcona Area Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• Credit Card Agreement and Opening Disclosure

  Champion Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• Credit Card Agreement and Opening Disclosure

  Champion Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• Genisys Business Rewards MasterCard Account Opening Disclosure

  Genisys Credit Union Dba Genisys Investment Services · Agreement filed with the CFPB

  Purchase APR

  14.25%–18%

  Annual fee

  $0

• Genisys Rewards Mastercard Account Opening Disclosure

  Genisys Credit Union Dba Genisys Investment Services · Agreement filed with the CFPB

  Purchase APR

  13.25%–18%

  Annual fee

  $0

• It's Fashion Credit Card Agm

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• It's Fashion Credit Card Agm

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• It's Fashion Credit Card Agm

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• It's Fashion Credit Card Agm

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• It's Fashion Credit Card Agm

  Cedar Hill National Bank · Agreement filed with the CFPB

  Purchase APR

  22.9%

  Annual fee

  $0

• MXC10 P 1 App and Solicitation Disclosure

  Destinations Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1.25%

• Platinum MasterCard Account Opening Disclosure

  Genisys Credit Union Dba Genisys Investment Services · Agreement filed with the CFPB

  Purchase APR

  9.9%–18%

  Annual fee

  $0

• Q4 Apple Card Customer Agreement

  Goldman Sachs Bank USA · Agreement filed with the CFPB

  Purchase APR

  17.74%–27.99%

  Annual fee

  $0

• T&C FinWise All

  Great American Finance Holdings · Agreement filed with the CFPB

  Purchase APR

  2.08%

• Visa Classic Special 5 99 with NO BT

  Alpena-Alcona Area Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Credit Card Agreement and Disclosure

  First Financial of Maryland Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

• Visa Credit Card Agreement and Disclosures

  First Financial of Maryland Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

• Visa Platinum Special 5 99 with NO BT

  Alpena-Alcona Area Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• Visa Secured Credit Card Agreement and Disclosure

  First Financial of Maryland Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.9%–11.4%

  Annual fee

  $0

  Intro APR

  1.9%

  Foreign tx fee

  1%

• VP VE Combined Opening Disclosures 06

  Visions Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  15%–18%

  Annual fee

  $0

  Foreign tx fee

  None

• VP VE Combined Opening Disclosures 09

  Visions Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.75%–18%

  Annual fee

  $0

  Foreign tx fee

  None

• VP VE Combined Opening Disclosures 12

  Visions Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  15.25%–18%

  Annual fee

  $0

  Foreign tx fee

  None

• VP VE Combined Opening Disclosures 12

  Visions Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.5%–18%

  Annual fee

  $0

  Foreign tx fee

  None

• Cash Back Visa Credit Card Agreement and Disclosure 12 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  15.24%

• Cash Back Visa Credit Card Agreement and Disclosure 14 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  17.24%

• Cash Back Visa Credit Card Agreement and Disclosure 16 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  19.24%

• Cash Back Visa Credit Card Agreement and Disclosure 18 24%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  21.24%

• Consumer Visa Terms and Conditions (33930 0)

  First Financial Bank · Agreement filed with the CFPB

  Purchase APR

  21.49%

  Annual fee

  $0

  Intro APR

  0%

• Credit Card App MLA (33933 0)

  First Financial Bank · Agreement filed with the CFPB

  Purchase APR

  21.49%

  Annual fee

  $0

  Intro APR

  0%

• Credit Card Application (33936 0)

  First Financial Bank · Agreement filed with the CFPB

  Purchase APR

  21.49%

  Annual fee

  $0

  Intro APR

  0%

• Rewards Visa Credit Card Agreement and Disclosure 10 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  10.99%

• Rewards Visa Credit Card Agreement and Disclosure 14 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  14.99%

• Rewards Visa Credit Card Agreement and Disclosure 18 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  18.99%

• Rewards Visa Credit Card Agreement and Disclosure 9 99 %

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  0%

  Annual fee

  $0

  Intro APR

  9.99%

• Secured Credit Card App MLA (33934 0)

  First Financial Bank · Agreement filed with the CFPB

  Purchase APR

  22.49%

  Annual fee

  $0

• Secured Credit Card Application (33932 0)

  First Financial Bank · Agreement filed with the CFPB

  Purchase APR

  22.49%

  Annual fee

  $0

• Secured Visa Credit Card Agreement and Disclosure 18 99%

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  23.99%

  Annual fee

  $25

  Foreign tx fee

  1%

• Starter Visa Credit Card Agreement and Disclosure

  Landmark Credit Union · Agreement filed with the CFPB

  Purchase APR

  16.74%

  Annual fee

  $30

• Student Visa Credit Card Agreement and Disclosure

  Landmark Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Credit Card Agreement and TIL Disclosure

  Fedchoice Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  7%

• VISA Platinum Cash Rewards Account Opening Disclosure

  University of Michigan Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• Visa Platinum Credit Card Agreement and Disclosure

  People First Federal Credit Union · Agreement filed with the CFPB

  Foreign tx fee

  1%

• VISA Platinum OptimUM Account Opening Disclosure

  University of Michigan Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• VISA Platinum OptimUM VISA Platinum Cash Rewards Application and Solicitation Disclosure

  University of Michigan Credit Union · Agreement filed with the CFPB

  Purchase APR

  8.99%

  Annual fee

  $0

  Foreign tx fee

  1%

• 03 31 2026 Pricing Information Ollie's Credit Card

  Transportation Alliance Bank, INC. Dba Tab Bank · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• 03 31 2026 Pricing Information Sunbit Card for MyMelrose and Shiekh

  Transportation Alliance Bank, INC. Dba Tab Bank · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• Card Agreement Sunbit Card

  Transportation Alliance Bank, INC. Dba Tab Bank · Agreement filed with the CFPB

  Purchase APR

  8.99%–29.99%

  Annual fee

  $0

  Foreign tx fee

  None

• Credit card agreement

  Justice Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  16.9%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• Platinum Low Rate MasterCard Disclosure

  First Bank · Agreement filed with the CFPB

  Purchase APR

  9.15%–19.15%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  2%

• Platinum Rewards MasterCard Disclosure

  First Bank · Agreement filed with the CFPB

  Purchase APR

  12.15%–22.15%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  2%

• Pricing Information Sunbit Card

  Transportation Alliance Bank, INC. Dba Tab Bank · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  None

• secured card member agreement effective

  Coastal Community Bank · Agreement filed with the CFPB

  Purchase APR

  35.99%

  Annual fee

  $25

• Secured MasterCard Disclosure

  First Bank · Agreement filed with the CFPB

  Purchase APR

  18.15%

  Annual fee

  $48

• Seen Cardmember Agreement $0 to $75 AMF 35 99 effective

  Coastal Community Bank · Agreement filed with the CFPB

  Purchase APR

  35.99%

  Annual fee

  $0

• Seen Cardmember Agreement $75 $99 AMF 35 99 effective

  Coastal Community Bank · Agreement filed with the CFPB

  Purchase APR

  35.99%

  Annual fee

  $75

• unsecured card member agreement $75 $123 effective

  Coastal Community Bank · Agreement filed with the CFPB

  Purchase APR

  35.99%

  Annual fee

  $75

• Visa Platinum Disclosure

  Dort Financial Credit Union · Agreement filed with the CFPB

  Purchase APR

  9.5%–22%

  Annual fee

  $0

• Visa Signature Disclosure

  Dort Financial Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

• *pricing Information for Affinity Rewards Credit Card

  Commerce Bank · Agreement filed with the CFPB

  Foreign tx fee

  2%

• 01 2023 Rewards, Simple and Secured ASD

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

• 017 0295 4 Visa CC ASD

  Neighbors Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

• 01Dec 2024 Lifestyle Credit Card Interest and Fees Table Lifestyle Card 01DEC24

  Utah Community Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  18%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  2%

• 02 18 2025 Application and Solicitation Disclosure

  Launch Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

• 04 01 2023 Business Credit Card Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.5%–24%

• 04 2023 Rewards, Simple, Secured ASD

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

• 06 01 2023 Business Credit Card Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  14%–24.5%

• 06 01 23 Consumer Credit Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  15%–19.5%

  Annual fee

  $0

  Intro APR

  2.99%

• 06 03 2024 CC Account Opening Disclosure

  Truwest Credit Union · Agreement filed with the CFPB

  Purchase APR

  13.15%–14.1%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  1%

• 07 19 2023 Loan Liner Rewards, Simple ,Secured disclosure FINAL

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  17.75%–22.49%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• 07 19 2023 Loan Liner Rewards, Simple ,Secured disclosure FINAL

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  17.75%–22.49%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• 07 19 2023 Loan Liner Signature disclosure FINAL

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  19.74%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• 07 19 2023 Loan Liner Signature disclosure FINAL

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  19.74%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• 07 19 2023 Loan Liner Signature disclosure FINAL

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  19.74%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• 07 19 2023 Loan Liner Signature disclosure FINAL

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  19.74%

  Annual fee

  $0

  Intro APR

  2.99%

  Foreign tx fee

  1%

• 09 04 23 Consumer Credit Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  15.25%–19.75%

  Annual fee

  $0

  Intro APR

  2.99%

• 1 1 26 Visa Business Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.5%–18%

  Annual fee

  $0

  Foreign tx fee

  1%

• 1 1 26 Visa Classic Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Intro APR

  3.99%

  Foreign tx fee

  1%

• 1 1 26 Visa Gold Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  12.25%

  Annual fee

  $0

  Intro APR

  3.99%

  Foreign tx fee

  1%

• 1 1 26 Visa Platinum Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Intro APR

  3.99%

  Foreign tx fee

  1%

• 1 1 26 Visa Prime Plus Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  10.9%

  Intro APR

  3.99%

  Foreign tx fee

  1%

• 1 1 26 Visa Sig Disclosure

  Tinker Federal Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.5%

  Annual fee

  $0

  Intro APR

  0%

  Foreign tx fee

  None

• 1 2023 Signature ASD

  Lafcu · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

• 1 9 26 AMP Level A Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  14.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 AMP Level B Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  17.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 AMP Level C Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  21.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 AMP Level D Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  26.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 GO Level A Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  15.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 GO Level B Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  18.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 GO Level C Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  22.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 GO Level D Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  27.99%

  Annual fee

  $0

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 ONYX Level A Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  17.99%

  Annual fee

  $495

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 ONYX Level B Cardholder Agreement

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  20.99%

  Annual fee

  $495

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 X Level B Cardholder Agreement 6

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  19.99%

  Annual fee

  $95

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 X Level C Cardholder Agreement 6

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  23.99%

  Annual fee

  $95

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 1 9 26 X Level D Cardholder Agreement 6

  First International Bank and Trust · Agreement filed with the CFPB

  Purchase APR

  27.99%

  Annual fee

  $95

  Intro APR

  2.9%

  Foreign tx fee

  1%

• 10 01 2023 Business Credit Card Rate Disclosure

  Onpoint Community Credit Union · Agreement filed with the CFPB

  Purchase APR

  14.25%–24.75%

  Foreign tx fee

  2%

• 10 2022 Rewards and Simple ASD

  Lansing Automakers Federal Credit Union · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

• 10 2022 Signature ASD

  Lafcu · Agreement filed with the CFPB

  Annual fee

  $0

  Foreign tx fee

  1%

Other ways to narrow it down

• No annual fee1523
• Visa1363
• Low late fee1259
• Variable rate1198
• Credit unions1175
• Mastercard482
• 0% intro APR458
• No foreign transaction fee385
• Low APR339
• Prime + margin192
• Secured147
• Business66