Disclosed rates and fees
Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.
| Late payment fee | up to $40 |
|---|---|
| Foreign transaction fee | 1% |
| Grace period | 25 days |
| Network | Mastercard |
Analysis
Little could be extracted from Arkansas Federal Credit Union's DUNS number CreditLineAccountDisclosure agreement. What follows is a short account of the gaps rather than a full pricing analysis.
The short version
The disclosure captured from this document is thin: a few fields, and not the ones that usually matter most.
Known terms amount to a late fee of up to $40, a 25-day grace period and a 1% foreign transaction fee, and no more than that.
There is no honest way to extend this analysis without inventing figures, so it ends here. The agreement Arkansas Federal Credit Union filed is linked above and is the place to go.
What is outside the disclosure
This page cannot tell you a purchase rate, anything about cash advances, balance transfer terms and an annual fee, because the filing's disclosure table as read does not contain them.
What this analysis can address is bounded by the filing: rates, fees and the terms around them. Everything a card issuer might advertise — rewards, benefits, bonuses, who qualifies — falls outside the document and outside this review.
Go to the source
Everything here is a reading of the filed agreement, seven pages of it, which is linked above and which governs. Terms also change between filings, so the date on the document matters.
In short
There is not enough in this filing to characterise the card's cost. Read the linked agreement; this page will not pretend to more than it has.
The source document
This page is a reading of one document: the cardholder agreement Arkansas Federal Credit Union filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.
Applications are handled by Arkansas Federal Credit Union, not by us. We do not take applications and cannot say whether you would be approved.
Other cards from Arkansas Federal Credit Union
This is the only agreement from Arkansas Federal Credit Union in the database with enough disclosed terms to publish. See the issuer's full filing list.
Where this card sits
Groups this agreement qualifies for, by its own disclosed terms:
Comparable cards from other issuers
Closest disclosed purchase APR among cards in the same groups.