Agreement Crkf

Little could be extracted from First Premier Bank's Agreement Crkf 00 agreement. What follows is a short account of the gaps rather than a full pricing analysis.

A filing that discloses little

Only a small number of terms could be extracted from this agreement, which limits what can usefully be said about it.

The fields that survived extraction are a purchase APR of 36% — nothing further.

There is no honest way to extend this analysis without inventing figures, so it ends here. The agreement First Premier Bank filed is linked above and is the place to go.

The limits of this document

Absent from the captured terms: balance transfer terms, an annual fee, a foreign transaction fee and a grace period. The original document is the place to look for any of these.

What this analysis can address is bounded by the filing: rates, fees and the terms around them. Everything a card issuer might advertise — rewards, benefits, bonuses, who qualifies — falls outside the document and outside this review.

Go to the source

The filed PDF is linked from this page and runs four pages. It is the authority for every figure summarised above; where this page and the document disagree, the document is right.

In short

With the disclosure table unreadable, any summary would be guesswork. The filed agreement stands as the only statement of these terms.