Agreements as filed with the CFPB. Not an offer of credit. How we read them
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First Premier Bank

Agreement Crkk

The filed agreement discloses a purchase APR of 36%. Below: every term the document states, what it leaves out, and how the cost compares with the rest of the database.

Disclosed rates and fees

Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.

Terms as disclosed in the filed agreement for Agreement Crkk
Purchase APR36%
Cash advance APR36%

Analysis

Little could be extracted from First Premier Bank's Agreement Crkk 55 agreement. What follows is a short account of the gaps rather than a full pricing analysis.

The short version

Very little of this filing parsed into structured terms — only a handful of fields could be read with any confidence.

The fields that survived extraction are a purchase APR of 36% — nothing further.

Rather than fill the space with generic commentary, this page stops here and points at the document. For a filing this opaque, the PDF is the only thing worth reading.

The limits of this document

Absent from the captured terms: balance transfer terms, an annual fee, a foreign transaction fee and a grace period. The original document is the place to look for any of these.

More broadly, a CFPB agreement filing is a legal and pricing document. It does not describe rewards, benefits, sign-up offers, eligibility or approval criteria, and nothing of that kind has been inferred on this page. Where a card has features of that sort, they live outside this document entirely.

Go to the source

Everything here is a reading of the filed agreement, four pages of it, which is linked above and which governs. Terms also change between filings, so the date on the document matters.

In short

No useful cost comparison is possible from what this document yields. The PDF is the only source worth consulting for these terms.

The source document

This page is a reading of one document: the cardholder agreement First Premier Bank filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.

Open the filed agreement (PDF)

Applications are handled by First Premier Bank, not by us. We do not take applications and cannot say whether you would be approved.

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Other cards from First Premier Bank

All 30 agreements from First Premier Bank