Disclosed rates and fees
Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.
| Purchase APR | 29.24% |
|---|---|
| Cash advance APR | 29.24% |
Analysis
Little could be extracted from First Premier Bank's Agreement Crmp 00 agreement. What follows is a short account of the gaps rather than a full pricing analysis.
The short version
Very little of this filing parsed into structured terms — only a handful of fields could be read with any confidence.
The fields that survived extraction are a purchase APR of 29.24% — nothing further.
Rather than fill the space with generic commentary, this page stops here and points at the document. For a filing this opaque, the PDF is the only thing worth reading.
The limits of this document
The disclosure parsed here does not state balance transfer terms, an annual fee, a foreign transaction fee and a grace period. Those gaps are gaps in what could be read from the filing, and the PDF may well address them in prose the rate table does not capture.
It is worth being explicit about scope: these filings record terms and pricing. They say nothing about rewards programmes, cardholder benefits, promotional offers or who the issuer will approve, and this review does not speculate about any of it.
Where the authority sits
Everything here is a reading of the filed agreement, four pages of it, which is linked above and which governs. Terms also change between filings, so the date on the document matters.
In short
There is not enough in this filing to characterise the card's cost. Read the linked agreement; this page will not pretend to more than it has.
The source document
This page is a reading of one document: the cardholder agreement First Premier Bank filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.
Applications are handled by First Premier Bank, not by us. We do not take applications and cannot say whether you would be approved.
Other cards from First Premier Bank
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Agreement Crmq
Agreement filed with the CFPB
- Purchase APR
- 29.74%
-
Agreement Crmu
Agreement filed with the CFPB
- Purchase APR
- 29.74%
-
Agreement Crmv
Agreement filed with the CFPB
- Purchase APR
- 29.74%
-
Agreement Crmt
Agreement filed with the CFPB
- Purchase APR
- 30.74%