Agreement Crmt

This First Premier Bank filing resists summarising: the standard rate and fee disclosures are not present in readable form. The PDF is the source of record.

The short version

Very little of this filing parsed into structured terms — only a handful of fields could be read with any confidence.

What did come through: a purchase APR of 30.74%. That is the whole of it.

Rather than fill the space with generic commentary, this page stops here and points at the document. For a filing this opaque, the PDF is the only thing worth reading.

The limits of this document

This page cannot tell you balance transfer terms, an annual fee, a foreign transaction fee and a grace period, because the filing's disclosure table as read does not contain them.

More broadly, a CFPB agreement filing is a legal and pricing document. It does not describe rewards, benefits, sign-up offers, eligibility or approval criteria, and nothing of that kind has been inferred on this page. Where a card has features of that sort, they live outside this document entirely.

Go to the source

Everything here is a reading of the filed agreement, four pages of it, which is linked above and which governs. Terms also change between filings, so the date on the document matters.

In short

There is not enough in this filing to characterise the card's cost. Read the linked agreement; this page will not pretend to more than it has.