Agreements as filed with the CFPB. Not an offer of credit. How we read them
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First Premier Bank

Agreement Crms

The filed agreement discloses a purchase APR of 31.74%. Below: every term the document states, what it leaves out, and how the cost compares with the rest of the database.

Disclosed rates and fees

Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.

Terms as disclosed in the filed agreement for Agreement Crms
Purchase APR31.74%
Cash advance APR35.74%

Analysis

This First Premier Bank filing resists summarising: the standard rate and fee disclosures are not present in readable form. The PDF is the source of record.

What could be read, and what could not

The disclosure captured from this document is thin: a few fields, and not the ones that usually matter most.

The fields that survived extraction are a purchase APR of 31.74% — nothing further.

Padding this page with generalities about First Premier Bank or about credit cards at large would not make it more useful. The filed PDF is linked above; for this agreement it is the only reliable source, and it should be read directly.

What is outside the disclosure

This page cannot tell you balance transfer terms, an annual fee, a foreign transaction fee and a grace period, because the filing's disclosure table as read does not contain them.

An agreement filing is not a marketing document. Rewards, perks, welcome offers and eligibility rules are not in it, are not in this dataset, and are therefore not discussed anywhere on this page.

Where the authority sits

This summary stands or falls on the linked PDF — four pages. Agreements are amended over time, and the filing reflects the terms as submitted rather than as they stand today.

In short

No useful cost comparison is possible from what this document yields. The PDF is the only source worth consulting for these terms.

The source document

This page is a reading of one document: the cardholder agreement First Premier Bank filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.

Open the filed agreement (PDF)

Applications are handled by First Premier Bank, not by us. We do not take applications and cannot say whether you would be approved.

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Other cards from First Premier Bank

All 30 agreements from First Premier Bank