Credit Card opening disclosure Visa Platinum

This Members First Credit Union Dba Members First Investment Services filing resists summarising: the standard rate and fee disclosures are not present in readable form. The PDF is the source of record.

A filing that discloses little

Only a small number of terms could be extracted from this agreement, which limits what can usefully be said about it.

What did come through: a late fee of up to $25, a 21-day grace period and a 1% foreign transaction fee. That is the whole of it.

Padding this page with generalities about Members First Credit Union Dba Members First Investment Services or about credit cards at large would not make it more useful. The filed PDF is linked above; for this agreement it is the only reliable source, and it should be read directly.

The limits of this document

Absent from the captured terms: a purchase rate, anything about cash advances, balance transfer terms and an annual fee. The original document is the place to look for any of these.

An agreement filing is not a marketing document. Rewards, perks, welcome offers and eligibility rules are not in it, are not in this dataset, and are therefore not discussed anywhere on this page.

The document itself

The original filing, 2 pages long, is linked on this page and should be read before any figure here is acted on. It is also a snapshot: issuers refile as terms change.

In short

No useful cost comparison is possible from what this document yields. The PDF is the only source worth consulting for these terms.