Disclosed rates and fees
Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.
| Late payment fee | up to $25 |
|---|---|
| Foreign transaction fee | 1% |
| Grace period | 25 days |
| Network | Visa |
Analysis
Rt Federal Credit Union's filing for Visa Application and Solicitation Disclosure discloses too little to analyse in detail — this page reports what could be read and points to the original document.
The short version
Very little of this filing parsed into structured terms — only a handful of fields could be read with any confidence.
The fields that survived extraction are a late fee of up to $25, a 25-day grace period and a 1% foreign transaction fee — nothing further.
Padding this page with generalities about Rt Federal Credit Union or about credit cards at large would not make it more useful. The filed PDF is linked above; for this agreement it is the only reliable source, and it should be read directly.
What is outside the disclosure
This page cannot tell you a purchase rate, anything about cash advances, balance transfer terms and an annual fee, because the filing's disclosure table as read does not contain them.
An agreement filing is not a marketing document. Rewards, perks, welcome offers and eligibility rules are not in it, are not in this dataset, and are therefore not discussed anywhere on this page.
Go to the source
The filed PDF is linked from this page and runs two pages. It is the authority for every figure summarised above; where this page and the document disagree, the document is right.
In short
With the disclosure table unreadable, any summary would be guesswork. The filed agreement stands as the only statement of these terms.
The source document
This page is a reading of one document: the cardholder agreement Rt Federal Credit Union filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.
Applications are handled by Rt Federal Credit Union, not by us. We do not take applications and cannot say whether you would be approved.
Other cards from Rt Federal Credit Union
-
Application and Solicitation Disclosure Jan 6
Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
Application and Solicitation Disclosure Jan 6
Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
Credit Card Application Disclosure Visa
Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
CreditCardApplicationDisclosure Visa
Agreement filed with the CFPB
- Foreign tx fee
- 1%
Where this card sits
Groups this agreement qualifies for, by its own disclosed terms:
Comparable cards from other issuers
Closest disclosed purchase APR among cards in the same groups.