Visa Platinum Rewards is issued by Consumers Credit Union. The button below hands you to the issuer's own application.
Apply now Consumers Credit Union agreements on file
Applications are handled by Consumers Credit Union, not by us. We do not take applications, we are not the lender, and we cannot say whether you would be approved.
Before you read the numbers.
This document covers more than one card product in a single disclosure table. Figures shown may belong to a sibling product rather than to this one. Check the filing before relying on any individual number.
Disclosed rates and fees
Read from the agreement Consumers Credit Union filed with the CFPB under the name “VISA Platinum and VISA Platinum Rewards Disclosure”, matched to this card by name. Anything the filing does not state is left out of this table rather than shown as a zero.
| Purchase APR | 9.7%–20.7% (variable) |
|---|---|
| Balance transfer APR | 9.7% |
| Cash advance APR | 9.7% |
| Annual fee | $0 |
| Late payment fee | up to $25 |
| Foreign transaction fee | 1% |
| Grace period | 25 days |
| Network | Visa |
Open the filed agreement (PDF)
Consumers Credit Union has filed this agreement under the same name 2 times — issuers re-file the same pricing sheet each quarter. The most complete filing is used here; all 2 are listed on the issuer page.
Where these facts come from
The card name, the image and the application link on this page were read from Consumers Credit Union's own website (product page). The rates and fees, where we show them, come from a different source entirely: the cardholder agreement the issuer filed with the Consumer Financial Protection Bureau.
Those two sources can disagree, and when they do the issuer's current offer is the one you would actually get. A filed agreement is a snapshot of the terms at the moment of filing; it is the best public record of what a card costs and it is not a quote. Read Consumers Credit Union's current disclosure before you apply.
We join a filing to a product only when the names match on every meaningful word. Issuers file documents, not cards, so a great many filings cannot be tied to any one product — and an agreement attached to the wrong card would misstate the price of borrowing money. How we read the filings.
Other cards from Consumers Credit Union
-
Student Visa Cards
Consumers Credit Union
- Terms
- See the issuer's filings
-
Visa Platinum
Consumers Credit Union
- Terms
- See the issuer's filings
-
Visa Signature Cash Back
Consumers Credit Union
- Terms
- See the issuer's filings
-
Visa Signature Rewards
Consumers Credit Union
- Terms
- See the issuer's filings
Where this card sits
Groups the matched agreement qualifies for, on its own disclosed terms: