Disclosed rates and fees
Every figure below was read from this issuer's filed agreement. Anything the filing does not state is left out of this table rather than shown as zero.
| Late payment fee | up to $25 |
|---|---|
| Foreign transaction fee | 1% |
| Grace period | 25 days |
| Network | Visa |
Analysis
Little could be extracted from Cornerstone Community Federal Credit Union's Visa Gold Credit Card Disclosure agreement. What follows is a short account of the gaps rather than a full pricing analysis.
Limited disclosure
The disclosure captured from this document is thin: a few fields, and not the ones that usually matter most.
Known terms amount to a late fee of up to $25, a 25-day grace period and a 1% foreign transaction fee, and no more than that.
Rather than fill the space with generic commentary, this page stops here and points at the document. For a filing this opaque, the PDF is the only thing worth reading.
What is outside the disclosure
Absent from the captured terms: a purchase rate, anything about cash advances, balance transfer terms and an annual fee. The original document is the place to look for any of these.
An agreement filing is not a marketing document. Rewards, perks, welcome offers and eligibility rules are not in it, are not in this dataset, and are therefore not discussed anywhere on this page.
Where the authority sits
This summary stands or falls on the linked PDF — two pages. Agreements are amended over time, and the filing reflects the terms as submitted rather than as they stand today.
In short
There is not enough in this filing to characterise the card's cost. Read the linked agreement; this page will not pretend to more than it has.
The source document
This page is a reading of one document: the cardholder agreement Cornerstone Community Federal Credit Union filed with the Consumer Financial Protection Bureau. Where the two disagree, the filing is correct and this page is wrong.
Applications are handled by Cornerstone Community Federal Credit Union, not by us. We do not take applications and cannot say whether you would be approved.
Other cards from Cornerstone Community Federal Credit Union
-
Credit Card
Agreement filed with the CFPB
- Purchase APR
- 7.9%
- Foreign tx fee
- 1%
-
Credit Card
Agreement filed with the CFPB
- Purchase APR
- 7.9%
- Foreign tx fee
- 1%
-
Credit Card
Agreement filed with the CFPB
- Purchase APR
- 7.9%
- Foreign tx fee
- 1%
-
Credit Card
Agreement filed with the CFPB
- Purchase APR
- 9.9%
- Foreign tx fee
- 1%
All 14 agreements from Cornerstone Community Federal Credit Union
Where this card sits
Groups this agreement qualifies for, by its own disclosed terms:
Comparable cards from other issuers
Closest disclosed purchase APR among cards in the same groups.