rewards disclosures

Little could be extracted from Worth Credit Union's rewards disclosures 12312025 agreement. What follows is a short account of the gaps rather than a full pricing analysis.

What could be read, and what could not

The disclosure captured from this document is thin: a few fields, and not the ones that usually matter most.

What did come through: no annual fee, a late fee of up to $25 and a 25-day grace period. That is the whole of it.

Rather than fill the space with generic commentary, this page stops here and points at the document. For a filing this opaque, the PDF is the only thing worth reading.

The limits of this document

The disclosure parsed here does not state a purchase rate, anything about cash advances, balance transfer terms and a foreign transaction fee. Those gaps are gaps in what could be read from the filing, and the PDF may well address them in prose the rate table does not capture.

It is worth being explicit about scope: these filings record terms and pricing. They say nothing about rewards programmes, cardholder benefits, promotional offers or who the issuer will approve, and this review does not speculate about any of it.

Go to the source

This summary stands or falls on the linked PDF — one page. Agreements are amended over time, and the filing reflects the terms as submitted rather than as they stand today.

In short

With the disclosure table unreadable, any summary would be guesswork. The filed agreement stands as the only statement of these terms.