VISA Access October

Greenville Federal Credit Union's filed agreement for VISA Access October 2025 discloses a $49 annual fee.

What this filing discloses

This page covers the agreement Greenville Federal Credit Union filed for VISA Access October 2025. The filing runs four pages, and It is issued on the Visa network.

On the record here: a cash advance rate, a balance transfer rate, an annual fee line, a late payment maximum and a grace period. A purchase rate, a penalty rate and a foreign transaction fee are not stated.

The disclosure table in this document parsed only moderately cleanly; the numbers are reported as read, with that caveat attached.

What the card costs before you borrow

Holding the card costs $49 a year before any transaction takes place — about the 87th percentile among agreements in this index that state a fee.

Cash advances carry a cash advance APR of 17.99%.

Transferred balances are priced at 17.99%; no separate transfer fee was captured from the filing.

When a payment is late

Late payments are capped at $20 under this filing, about the 17th percentile of late fee maximums in the corpus.

The grace period

Anyone clearing the statement balance inside 25 days pays no purchase interest at all under this filing. That matches the 25-day median across the corpus almost exactly.

What is outside the disclosure

This page cannot tell you a purchase rate, a foreign transaction fee and penalty pricing, because the filing's disclosure table as read does not contain them.

More broadly, a CFPB agreement filing is a legal and pricing document. It does not describe rewards, benefits, sign-up offers, eligibility or approval criteria, and nothing of that kind has been inferred on this page. Where a card has features of that sort, they live outside this document entirely.

How it sits in the issuer's own range

This is one of 4 Greenville Federal Credit Union agreements collected here.

Its $49 annual fee is higher than 3 of the 3 sibling filings that state one.

Where the authority sits

Everything here is a reading of the filed agreement, four pages of it, which is linked above and which governs. Terms also change between filings, so the date on the document matters.

In short

The $49 annual fee is charged regardless of use, so it is a cost that applies even to an account that never revolves. All of this rests on figures read from the filing with less than full confidence, which is reason enough to check the document before relying on any of it.