What is in this list
These filings quote a margin over the Prime Rate rather than a fixed APR. The figure shown for each card is that margin in percentage points — it is not an APR, and the rate paid moves whenever Prime moves.
192 agreements from 19 issuers qualify, selected only on what their filings disclose. A card is here because its own document put it here — nothing on this page is included or ordered by arrangement with an issuer.
Cards Priced as Prime Plus a Margin
Ordered by disclosed terms. Showing the first 150 of 192.
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*pricing Information for Affinity Rewards Credit Card
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
03 31 2026 Pricing Information Ollie's Credit Card
Transportation Alliance Bank, INC. Dba Tab Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- None
-
03 31 2026 Pricing Information Sunbit Card for MyMelrose and Shiekh
Transportation Alliance Bank, INC. Dba Tab Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- None
-
06 Usbloc 1q2026
U.S. Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- 3%
-
AACS Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
AARN Visa Signature Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Air France KLM Visa Signature English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Allways Rewards Visa English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Amazon com Store Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Annual fee
- $0
-
American Eagle Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
American Eagle Visa Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Foreign tx fee
- 3%
-
American Express Cash Magnet Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- 2.7%
-
American Express Gold Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $325
- Foreign tx fee
- None
-
American Express Green Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $150
- Foreign tx fee
- None
-
Amex EveryDay Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- 2.7%
-
Amex EveryDay Preferred Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $95
- Foreign tx fee
- 2.7%
-
Anvil Brand Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
AOPA World Mastercard Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- None
-
ASCE RewardsSM Visa Signature Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Association of Texas Professional Educators Visa Signature Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
At Home Insider Perks Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
At Home Insider Perks Mastercard Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Foreign tx fee
- 3%
-
Atmos Rewards Ascent Visa Signature English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Atmos Rewards Summit Visa Infinite English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
BAMSL Visa Signature Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Bank of America Customized Cash Rewards English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
Bank of America Customized Cash Rewards Secured English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
Bank of America Premium Rewards Elite English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Bank of America Premium Rewards English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Bank of America Travel Rewards English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Bank of America Travel Rewards Secured English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Bank of America Unlimited Cash Rewards English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
Bank of America Unlimited Cash Rewards Secured English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
BankAmericard English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
BankAmericard Secured English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
Beta Gamma Sigma Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Blue Cash Everyday Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- 2.7%
-
Blue Cash Preferred Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $95
- Foreign tx fee
- 2.7%
-
Boy Scouts of America Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
California Teachers Association RateSmart Mastercard English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
Cardmember Agreement for Elan Financial Services Visa and Mastercard
U.S. Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- 3%
-
Cathay Pacific Visa Card Account Agreement and Pricing Addendum
Synchrony Financial · Agreement filed with the CFPB
- Annual fee
- $95
-
CCSU Alumni Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Celebrity Cruises Visa Signature English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Centurion Card from American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $5000
- Foreign tx fee
- None
-
Charity Charge World Mastercard Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Charles Schwab Platinum Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $895
- Foreign tx fee
- None
-
Chicos Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Annual fee
- $0
-
Chicos Mastercard Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Annual fee
- $0
-
Clark Crown Endless Rewards MasterCard Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
CMU Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Combined Pricing Addendum and T&C Business Platinum 07
Cortrust Bank · Agreement filed with the CFPB
- Annual fee
- $19
- Foreign tx fee
- 1%
-
Commerce Bank Secured Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Annual fee
- $49
- Foreign tx fee
- 2%
-
Commerce Trust Company Visa Infinite Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Annual fee
- $100
- Foreign tx fee
- None
-
Consumer Credit Card Agreement and Disclosure Statement 2023 11
Zions Bancorporation · Agreement filed with the CFPB
- Annual fee
- $0
- Intro APR
- 0%
-
Consumer Credit Card Agreement and Disclosure Statement 2023 11
Zions Bancorporation · Agreement filed with the CFPB
- Annual fee
- $0
- Intro APR
- 0%
-
Consumer Credit Card Agreement and Disclosure Statement 2023 11
Zions Bancorporation · Agreement filed with the CFPB
- Annual fee
- $0
- Intro APR
- 0%
-
Consumer Credit Card Agreement and Disclosure Statement 2023 11
Zions Bancorporation · Agreement filed with the CFPB
- Annual fee
- $0
- Intro APR
- 0%
-
Consumer Credit Card Agreement and Disclosure Statement 2023 11
Zions Bancorporation · Agreement filed with the CFPB
- Annual fee
- $0
- Intro APR
- 0%
-
Consumer Credit Card Agreement and Disclosure Statement 2023 11
Zions Bancorporation · Agreement filed with the CFPB
- Intro APR
- 0%
- Foreign tx fee
- 2%
-
Consumer Credit Card Agreement Wealth
Truist Bank · Agreement filed with the CFPB
- Annual fee
- $0
-
Credit Card Addendum
Southwest 66 Credit Union · Agreement filed with the CFPB
- Annual fee
- $25
-
Credit Card Pricing Agreement
Horizon Credit Union · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- 1%
-
CSFA Visa Pricing Addendum
San Francisco Fire Credit Union · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- None
-
Delta SkyMiles Blue American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- None
-
Delta Skymiles Gold American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $150
- Foreign tx fee
- None
-
Delta SkyMiles Platinum American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $350
- Foreign tx fee
- None
-
Delta SkyMiles Reserve American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $650
- Foreign tx fee
- None
-
Drury Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Employee Special Connections Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
enjoy beyond consumer credit card agreement
Truist Bank · Agreement filed with the CFPB
- Annual fee
- $95
-
enjoy cash consumer credit card agreement
Truist Bank · Agreement filed with the CFPB
- Annual fee
- $0
-
enjoy travel consumer credit card agreement
Truist Bank · Agreement filed with the CFPB
- Annual fee
- $0
-
Fleet Farm Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Florida Gators Mastercard Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
FNA Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
FOP Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Free Spirit Travel Mastercard English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Free Spirit Travel More World Elite Mastercard English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
future consumer credit card agreement
Truist Bank · Agreement filed with the CFPB
- Annual fee
- $0
-
Georgia Nurses Association Visa Signature Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Goldman Sachs Platinum Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $895
- Foreign tx fee
- None
-
Harbor Freight Tools Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Hilton Honors American Express Aspire Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $550
- Foreign tx fee
- None
-
Hilton Honors American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- None
-
Hilton Honors American Express Surpass Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $150
- Foreign tx fee
- None
-
HSN Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
ip commerce premier fcl
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
ip spc premium
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
ip spc visa
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
ip toggle visa
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
JCPenney Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
JCPenney Mastercard Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Foreign tx fee
- 3%
-
JCrew Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
JCrew MasterCard Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Foreign tx fee
- 3%
-
Kansas City Zoo Visa Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
KBA Visa with Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
KCMBA Visa Signature with Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Kiwanis Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
KNA Visa Signature Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Lindenwood Rewards Visa Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Marriott Bonvoy American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $95
- Foreign tx fee
- None
-
Marriott Bonvoy Bevy American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $250
- Foreign tx fee
- None
-
Marriott Bonvoy Brilliant American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $650
- Foreign tx fee
- None
-
Massachusetts Teachers Association RateSmart Mastercard English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
Michigan Tech Alumni Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
MNA Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Montana Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Morgan Stanley Blue Cash Preferred American Express Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $95
- Foreign tx fee
- 2.7%
-
Morgan Stanley Platinum Card Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $895
- Foreign tx fee
- None
-
MSTA Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
MSUAA RewardsSM Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Murray State Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
MyWalgreens Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
NASW Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
National Education Association RateSmart Mastercard English
Bank of America · Agreement filed with the CFPB
- Foreign tx fee
- 5%
-
NC State Rewards Mastercard Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
NDSU Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Neon Money Amex Credit CHA Final 01
Evolve Bank & Trust · Agreement filed with the CFPB
- Annual fee
- $128
-
Nissan Visa Signature Card Account Agreement and Pricing Information
Synchrony Financial · Agreement filed with the CFPB
- Foreign tx fee
- 3%
-
NIUAA Pricing
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
NIUAA Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Norwegian Cruise Line World Mastercard English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
NSCS Visa Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
NWTF Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Optima Card from American Express Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $49
- Foreign tx fee
- 2.7%
-
PayPal Credit Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Annual fee
- $0
-
PayPal Credit Mastercard Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- 3%
-
PenFed Pricing Addendum 11
Pentagon Federal Credit Union · Agreement filed with the CFPB
- Annual fee
- $95
- Foreign tx fee
- None
-
Phi Kappa Phi Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Platinum Card from American Express Cardmember Agreement
American Express National Bank · Agreement filed with the CFPB
- Annual fee
- $895
- Foreign tx fee
- None
-
Platinum Cash Rewards Secured Visa Credit Card
S a F E Credit Union · Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
Platinum Rewards Secured Visa Credit Card
S a F E Credit Union · Agreement filed with the CFPB
- Foreign tx fee
- None
-
Platinum Secured Visa Credit Card
S a F E Credit Union · Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
Precious Moments Rewards Visa Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Pricing Information for Affinity Rewards Credit Card
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Pricing Information for Affinity Rewards Credit Card
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Pricing Information for Affinity Rewards Credit Card
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Pricing Information for Affinity Rewards Credit Card
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Pricing Information for Affinity Rewards Credit Card
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
Pricing Information for the Commerce Miles Credit Card
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- None
-
Pricing Information Sunbit Card
Transportation Alliance Bank, INC. Dba Tab Bank · Agreement filed with the CFPB
- Annual fee
- $0
- Foreign tx fee
- None
-
Private Banking Visa Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 1%
-
Private Banking Visa Signature Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- None
-
Private Banking World Elite MasterCard Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- None
-
PSEA Visa Signature Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
QVC Credit Card Account Agreement and Pricing Addendum FINAL
Synchrony Financial · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Royal Caribbean Visa Signature English
Bank of America · Agreement filed with the CFPB
- Terms
- Not disclosed in filing
-
Royals MasterCard with Rewards Credit Card Pricing Information
Commerce Bank · Agreement filed with the CFPB
- Foreign tx fee
- 2%
-
SAFE Platinum Cash Rewards Visa Credit Card
S a F E Credit Union · Agreement filed with the CFPB
- Foreign tx fee
- 1%